CONGRATULATIONS!!! 

Whether you are buying your first home, building a new one, refinancing to consolidate your debt, or taking that dream vacation, the first big step is done...making a decision. I am glad you came to my website, so that you can learn about what it is I want for you and how I can help you to achieve even more.

Buying a new home ~ It should be a sense of accomplishment and dreams achieved.  Instead sometimes, it is overwhelming, frustrating, and even confusing!  My goal is to make the process enjoyable, exciting, and full of surprises. Just as you made a decision for that perfect home, my hope is that you will find me the perfect fit as your mortgage broker.  I will find the mortgage loan that best fits your needs, too.  Getting the right mortgage broker and loan is like getting the keys to your new house! With a mentality that personal attention is vital to the relationship, you will work exclusively with me throughout the entire process.  To you, that means you enter a frustration-free zone from application to decision, and dedicate your "worries" to packing! 

Refinancing your current mortgage ~ In today's changing economy, obtaining a refinance has never been easier. There have always been two roadblocks to a successful refinance.  Now, I have removed those items;  costly closing fees and mounds of paperwork.  Due to my desire to be the best mortgage broker I can be, I make it easy and worry-free to reduce your interest rate and monthly payment. As a broker with hundreds of lending institutions, I can get low closing cost and even no closing cost loans.  Even with the credit challenged, I can help you pay down your balance more quickly for the same overall monthly payment. Let me guide you to the very best loan terms for your refinanced loan!

Tapping into your home equity ~ Now easier than ever before, pulling cash out of your home gives you so many options! For years, you've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. Take that dream vacation, buy that mountain cabin retreat, sail the world on your new sailboat, road trip across the United States in a new motorhome!  Let your imagination be your limit while I help find the best program to fit your goals, while still protecting your interest.

FINALLY

A Mortgage Broker who cares ~  I will give you the personal attention you deserve, and I will show you the respect due to a valued client. I understand you're making a large commitment in buying or building a new home, refinancing a mortgage, or cashing out your home equity. So here is my commitment to you. I will help you qualify, apply and be approved for the right mortgage loan for you, and as a team we will obtain your very best loan!

Please navigate my website to learn more about me, how I hope to help you, and how easy it is to get started.  I post every week at a minimum on my blog www.oregonloansbysarah.com/myblog.  Please let me know your thoughts as you read what everyone's thoughts are.  I participate in an online community blog as well...that website is www.activerain.com/sarahbella.  Check that site out as well, as it is an invaluable source of discussion and information!  Finally, you can also check out more about me and my company at www.hillvalleyfinancial.com. 

All my best,

Sarah K Eubanks